Apni Zameen Apna Ghar Program
Apni Zameen Apna Ghar Program: Under the visionary leadership of Chief Minister Maryam Nawaz Sharif, the Government of Punjab has taken a historic initiative to address the long-standing housing challenges faced by low-income families. The Apni Zameen Apna Ghar Program aims to uplift thousands of landless individuals by offering free 3 marla residential plots, ensuring that every deserving citizen has the chance to own a piece of land and build a secure future.
This article offers a comprehensive guide to the program’s objectives, eligibility, application process via the AZAG Portal, and important rules that applicants must follow. Whether you’re seeking shelter or helping someone else understand the process, this guide gives you everything you need to know.
What Is the Apni Zameen Apna Ghar Program?
The Apni Zameen Apna Ghar Program is a welfare-based housing initiative launched by the Punjab Government to distribute free plots to homeless and landless citizens. This scheme is a part of a broader strategy to promote social justice, economic inclusion, and housing security in the province. Through this program, eligible individuals will receive ownership of a 3 marla plot, completely free of charge.
For many families living in rented houses or temporary shelters, this program represents a lifelong dream—the chance to own a piece of land and finally build a home without the burden of rent or fear of displacement.
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Key Objectives of the Program
The main goals of the Apni Zameen Apna Ghar initiative are:
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Provide free land ownership to underprivileged families
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Empower low-income households to build homes and improve their quality of life
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Promote fair housing rights and reduce socio-economic inequality
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Ensure transparency and accessibility through digital registration via the AZAG Portal
Oversight and implementation are managed by the Punjab Housing and Town Planning Agency (PHATA), in collaboration with the Housing, Urban Development & Public Health Engineering Department (HUD&PHED).
Main Features of the Scheme
Here are some standout features of the program that ensure fairness, transparency, and effective impact:
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3 marla residential plots distributed 100% free
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Only available to homeless and landless families
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Strict eligibility criteria to ensure genuine beneficiaries
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Plots are allocated within the applicant’s home district
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Transparent computerized balloting for plot allotment
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Beneficiaries must start construction within 6 months
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No resale or transfer allowed for 5 years
These rules ensure that the program truly benefits those who need it most and is not misused for commercial gain.
Districts Included in Phase 1
In the first phase, 23 housing schemes across 19 districts have been selected for the distribution of a total of 1,892 plots. The districts included are:
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Attock
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Bahawalnagar
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Bahawalpur
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Bhakkar
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Chiniot
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Faisalabad
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Gujrat
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Jhang
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Jhelum
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Kasur
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Khushab
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Layyah
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Lodhran
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Mandi Bahauddin
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Okara
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Rajanpur
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Sahiwal
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Sargodha
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Vehari
Applicants can only apply for a plot in their respective home district, as mentioned on their CNIC.
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Who Is Eligible?
To ensure transparency and fairness, the government has laid out strict eligibility criteria. You can apply if:
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You are a resident of Punjab with a valid CNIC
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You do not own any land or house in Pakistan
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Your spouse or dependent children also do not own any residential property
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You are not involved in any criminal activity
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You are not a defaulter of bank loans or government loans
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You must apply only for the district shown on your CNIC
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You must be ready to start construction within the defined timeframe
False declarations will result in disqualification and possibly legal action.
Terms and Conditions of Plot Ownership
To protect the purpose of this scheme, the government has issued a list of Terms of Reference (TORs) that every recipient must follow:
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Start construction within 6 months of plot allocation
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Complete construction within 2 years
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No resale, rent, or transfer of the plot for 5 years
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Plot must be used only for residential purposes
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PHATA has the authority to conduct inspections
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Violations may lead to legal actions or cancellation
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Any disputes will be handled by the PHATA Grievance Redressal Committee (GRC)
The authorities put these rules in place to ensure that people use plots responsibly and for the intended purpose of residential housing.
How to Register Through the AZAG Portal
To make the process efficient, transparent, and paperless, the Punjab Government has launched the AZAG Portal. Here’s how you can apply:
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Visit the official AZAG Portal through the Punjab government’s housing website
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Click on “New Registration.”
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Enter your CNIC number and mobile number
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Fill in the complete application form with accurate family and income details
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Upload required documents:
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CNIC copy
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Income certificate
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Proof of residence
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Select your district and housing scheme (based on your CNIC address)
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Review all information and submit the application
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You will receive a confirmation message once the application is submitted
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Wait for verification and balloting
Plot Allotment Process Through Balloting
After the submission of applications:
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PHATA will verify eligibility
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A transparent computerized balloting system will be conducted
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Allotment letters will be issued to successful applicants
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The authorities will grant possession after completing the final documentation.
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The authorities may consider unsuccessful applicants in future phases.
Important Guidelines for Applicants
To avoid mistakes or disqualification, keep these points in mind:
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Only apply if you truly meet all eligibility criteria
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Use genuine documents — do not submit fake or altered records
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Begin home construction within 6 months to retain plot rights
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Do not attempt to sell, rent, or lease the plot
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Avoid dealing with any agents or fake websites — registration is free
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Stay updated via official Punjab government channels
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Final Thoughts
The Apni Zameen Apna Ghar Program is more than just a plot allocation scheme—it is a social revolution that promises to change the lives of thousands of underprivileged families. By providing free land to those who never had the opportunity to own property, the Punjab Government is sending a strong message: everyone deserves dignity, shelter, and security.
If you or someone you know is eligible, don’t miss this golden opportunity. Register through the AZAG Portal today and take the first step toward owning a home and building a better future.